Crypto Transaction Monitoring for AML Compliance
A wallet that was clean this morning can receive funds from a sanctioned counterparty this afternoon. AMLOfficer keeps wallets and their flows under continuous watch across four AML data providers, and raises an alert the moment the activity changes — in the dashboard and in your team's Telegram group.
A check is a moment. Monitoring is a habit.
A single AML check
You ask about one address, you get its risk picture, you make one decision. That is enough for a counterparty you deal with once — and it is what an online AML check is for.
Ongoing monitoring
The wallet stays under watch after the first answer. New deposits, new withdrawals and new risk connections are evaluated as they appear, and you hear about them without asking again.
Most compliance work is the second kind. Counterparties you settle with weekly, merchant wallets, client deposit addresses and your own hot wallets all keep moving after the check that cleared them, and the risk that matters usually arrives later.
What continuous monitoring covers
- Wallets added manually, one at a time, or handed over to automated real-time monitoring.
- The scope you choose per wallet: deposits, withdrawals, or the full transaction history.
- Risk signals from four AML data providers, so a flag one source misses can still reach you.
- Alerts the moment suspicious activity is detected, so the team can act before the exposure grows.
Alerts where your team already is
An alert nobody opens is not a control. AMLOfficer delivers wallet compliance reports and instant alerts into Telegram, including group notifications, so a flagged deposit lands in the same chat where your compliance and operations people already talk to each other.
The dashboard keeps the full picture: monitored wallets, their reports and the history behind every alert, ready to be handed to an auditor or attached to a formal request without reconstructing it from screenshots.
Monitoring is only as good as the data behind it
Every alert traces back to a dataset. AMLOfficer aggregates four AML data providers, including BitOK, Global Ledger and Beosin, and watches your wallets through all of them at once. Where a single-vendor tool gives you one opinion of an address, aggregation surfaces the cases where the sources disagree — which is when a compliance officer most wants to look.
Built for compliance teams, not for one analyst
Roles and shared access
Invite your team, assign roles and distribute responsibilities securely, so monitoring does not depend on one person being online.
Shared investigations
Reports and monitored wallets sit in a shared workspace, so a case picked up by a colleague starts from what has already been found.
Answers to formal requests
Wallet activity that has been monitored continuously is far easier to explain to a regulator or a law-enforcement request than a history reconstructed afterwards.
Who keeps wallets under watch
VASPs and virtual asset platforms
Client deposit addresses are watched for the whole life of the relationship, not only at onboarding, and every answer to a regulator can point at a documented timeline.
Crypto exchangers
Incoming assets are screened continuously, so an address that becomes linked to suspicious activity after your first check does not quietly stay on the whitelist.
OTC desks
Recurring counterparties are re-evaluated on their own activity rather than on a check that was run before the last three settlements.
Compliance and financial departments
Merchant and counterparty wallets are centralised in one place, with alerts instead of scheduled manual reviews across scattered tools.
Teams that want monitoring inside their own product connect it through the AMLOfficer AML API, so wallets and risk signals appear in the systems your operations already run on.
Transaction monitoring: common questions
What is KYT, or Know Your Transaction?
KYT is the transaction-level counterpart of KYC: instead of asking who the customer is, it asks what their funds have been doing. Crypto transaction monitoring is how KYT is put into practice — the flows around a wallet are evaluated continuously rather than once.
How is this different from an AML check?
An AML check is a single question about an address at a single moment. Monitoring keeps that address under observation and tells you when the answer changes.
What triggers an alert?
Activity on a monitored wallet that the AML data providers associate with risk. You choose the scope you care about per wallet — deposits, withdrawals or the full history — and the alert follows that scope.
Is transaction monitoring software enough for compliance?
No tool makes an organisation compliant on its own. Monitoring gives your team the risk signals and the documented history; the policy, the thresholds and the decisions remain yours.
How do we start monitoring a wallet?
Open a business account, add the wallet — manually or through the API — and choose the scope. Alerts then arrive in the dashboard and in Telegram.
What does monitoring cost?
Terms depend on volume, so there is no single public price. AMLOfficer works on a pay-as-you-go model, and your plan is shown in your account after registration.
Put your wallets under continuous watch
Open a business account to set up monitoring, choose what each wallet is watched for and route alerts to the people who act on them.
When you only need to clear one counterparty before a trade, a settlement or a payout.
Feed monitored wallets and screening results into your own systems through a single integration.
What continuous watch looks like on an exchange, where deposits and withdrawals arrive around the clock.